0% on balance transfers* for the
first 10 months**
0% on purchases for the first 3
months
0% commission on purchases overseas
(This makes this card a must for your holiday money, most credit cards
charge you interest from the day you purchase anything overseas, this is
one of the few that doesn't)
0% again on balance transfers for 5
months* on the month of your 1st and 2nd anniversary